::Trinity International Student Insurance::

Claim time testimony
...Having enjoyed a lifetime of good health, I was shocked that something like this could happen to me...

1st visit to Canada
...During my first visit to Canada, with an excited feeling to learn more about Canada's culture, I met...

A medical emergency out of the country without travel insurance can cause considerable financial difficulty and emotional stress to traveling Canadians, and can ruin a vacation or an extended trip. These are problems that can be easily avoided by having appropriate emergency excess medical insurance! Don’t risk your financial stability and peace of mind ? protect yourself and your loved ones from unnecessary expense and anxiety with Medi-Select Advantage Emergency Excess Hospital/Medical Travel Insurance from ETFS.You cannot predict the future, but you can protect it!

Traveling Canadians are not always aware of the high costs of medical treatment and hospitalization outside their province or territory of residence, especially in the United States. Provincial government health care plans no longer cover the entire cost. In addition, many Canadians are not familiar with American and other health care systems and can feel overwhelmed by the experience of needing medical care while away from home. Medi-Select Advantage offers out-of-province emergency excess medical insurance for traveling Canadians. From policy design to assistance and claims, Medi-Select Advantage is all handled in one location ? that’s your guarantee of peace of mind.

Benefits that add value and security
Single Trip Daily Plan: up to 182 days (212 days for Ontarion residents)
Multi-Trip Annual Plan: unlimited travel duration all across Canada
Multi-Trip Annual Plan: unlimited number of trips of up to 4, 15, 30 or 60 days outside of Canada
Top ups and extensions
Flexible coverage to meet your medical needs
Medical Underwriting Plan available if you are not eligible for the Regular Plan
Special group rates

Hospital and medical expenses . . . . . . . $5 million CAD
- Hospital accommodation
- Physician charges
- Diagnostic services
- Paramedical services . . . . . . . . . . . . . . . . . $250 CAD per practitioner
- Private duty nurse . . . . . . . . . . . . . . . . . . . . . $5,000 CAD
- Ambulance services
- Prescriptions . . . . . . . . . . . . . . . . . . . . . . . . . 30-day supply
- Medical appliances
- Emergency air transportation (air ambulance, emergency travel arrangements and medical attendants)
Escort of dependent children . . . . . . . . . . . . . . . . . .One-way airfare or $1,000 CAD for a caregiver
Transportation to bedside . . . . . . . . . . . . . . . . . . . . . Round-trip airfare
Return of travel companion . . . . . . . . . . . . . . . . . . . . . One-way airfare
Treatment of dental accidents . . . . . . . . . . . $2,000 CAD
Emergency relief of dental pain . . . . . . . . . . . . $300 CAD
Incidental expenses . . . . . . . . . . . . . . . . . . . . . . $250 CAD
Meals and accommodation . . . . . . . . . . . . . . $1,500 CAD
Vehicle return . . . . . . . . . . . . . . . . . . . . . . . . $1,500 CAD
Return of deceased . . . . . . . . . . . . . . . . . . . $5,000 CAD
Automatic extension of coverage . . . . . . Up to 72 hours
*Certain limitations and exclusions may apply.

In an emergency situation, the comfort that comes with peace of mind is often vital to a rapid and successful recovery. Time is critical, and with a toll free multilingual response available around the clock, 24 hours a day, 365 days of the year you're guaranteed an expeditious connection. An experienced and professional team will arrange and monitor treatment while providing moral support to the patient and family, and, wherever necessary, organize evacuation home or to the nearest qualified medical facility.

Personalized service doesn't end with the medical treatment. With our commitment to excellence, the prompt settlement of the individual's claim is just as important, so to minimize paperwork and inconvenience, we arrange direct payment with participating hospitals, physicians, and other providers. An interdisciplinary team of case managers, and registered nurses headed by our medical director, coordinate treatment options to determine the best medical and financial course of action for each situation.